- Wealth Management
Please see the Summary of Credit Terms provided at time of application for important information on rates, fees, costs, conditions and limitations. A balance transfer fee1 of 5% (minimum $10) applies to each balance transfer you make. Minimum monthly payments required.
You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.
1 For additional information about the Annual Percentage Rates (APRs) fees and other costs, see the Summary of Credit Terms provided at time of application. All APRs will vary with the market based on the Prime Rate. For all card products the following fees are applicable: The APR for cash advances will be a variable 25.24%. The Minimum Interest Charge is $1.75. The Transaction Fee for Cash Advances and certain “Cash Equivalent Transactions” is the greater of $15 or 5% of the transaction. The Foreign Transaction Fee is 3% of each transaction in U.S. dollars. Rates are accurate as of June 2021.
2 See the Rewards Terms and Conditions in the Summary of Credit Terms provided at time of application for details, including earning, redemption, expiration or forfeiture. Your % back rewards are earned as points.
3You may only charge up to your approved credit limit, which will be less than the deposit you provide. The amount of your security deposit is 110% of the amount of your credit limit. Your security deposit may not be refundable if your account is in default.
4 See the Deposit Agreement available when you apply for details.
Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A., Inc. Visa and Visa Signature are a registered trademark of Visa International Service Association and used under license.