Businesses with low, predictable number of monthly transaction activity.
Businesses with moderate balances and high transaction activity.
Large businesses with high balances which may offset competitive fees with Earnings Credit.
Earning credit allowance5
$351
Businesses with high account balances and low transaction activity seeking to earn a competitive rate.
Tiered 2, 3
Businesses seeking unlimited check writing access and high transaction activity.
Business Checking |
Business Checking Plus |
Business Analysis1 |
Business Interest Checking |
|
| Businesses with low, predictable number of monthly transaction activity. | Businesses with moderate balances and high transaction activity. | Large businesses with high balances which may offset competitive fees with Earnings Credit. | Businesses with high account balances and low transaction activity seeking to earn a competitive rate. | |
| Minimum Opening Balance | $100 | $100 | $100 | $100 |
| Earns Interest |
Earning credit allowance5
|
Tiered 2, 3
|
||
| Number of Transactions Included | First 150 free per statement cycle, $0.35 per transaction thereafter | First 400 free per statement cycle, $0.35 per transaction thereafter |
ACH Debits/Credits $0.155 Other Debits $0.205 Other Credits $0.355 Deposited Items $0.155 |
First 20 per statement cycle, $0.30 per transaction thereafter |
| Average Balance to Waive Service Fees | $5,000 per statement cycle | $5,000 per statement cycle | ||
| Monthly Service Fees4 | $10 | $20 | $20 | $20 |
| Other Ways to Avoid Monthly Service Fees | Enroll In Online Statements | $25,000 combined monthly average balance in other deposits or loan accounts (excludes Credit Card balances) | Earnings Credit may offset monthly maintenance and transaction fees | |
| Online Banking |
|
|
$351
|
|
| MAKE APPOINTMENT | MAKE APPOINTMENT | MAKE APPOINTMENT | MAKE APPOINTMENT | |
| Learn More | Learn More | Learn More | Learn More |
International Checking |
|
| Businesses seeking unlimited check writing access and high transaction activity. | |
| Minimum Opening Balance | $50,000 |
| Maintenance Fees1 | A charge of $100 per month will apply for average monthly balance lower than $50,000. A charge of $200 per month will apply for Other Company Types with average monthly balance lower than $50,000. |
| Account Processing Fee | Fee $300 per account2 |
| Online Banking |
|
| MAKE APPOINTMENT | |
| Learn More |
1 An Earnings Credit Rate (ECR) is applied to collected balances in your Business Analysis account to offset all or a portion of fees. The ECR is established at the discretion of Amerant Bank and may change at any time.
2 The interest rate paid on accounts is established at the sole discretion of Amerant Bank, N.A. and may change at any time. Fees could reduce earnings on account.
3 If account is closed before interest is credited, you will not receive the accrued interest.
4 For additional fees, please refer to our Miscellaneous Service Fees Schedule.
5 Service Fees on this account are determined by our Analysis Program, which allows us to assess service fees based upon the activity and average collected balances of the account, which may be offset by an Earnings Credit based on average collected balances maintained with us. The Earnings Credit is applied to the average collected balance for the month less a 10% reserve requirement.
To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.
IF WE DO NOT HAVE YOUR FUNDS TRANSFER AGREEMENT IN OUR FILES, WE WILL NOT BE ABLE TO EXECUTE TRANSFERS.
We value our relationship and it is important for us to safeguard your privacy and ensure that your funds are protected against fraudulent activity at all times. For this reason, we are providing you a link to our Funds Transfer Agreement.
IMPORTANT FUNDS AVAILABILITY INFORMATION
Please review Amerant’s Understanding Your Deposit brochure.
Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.
1 These charges apply when the average account balance is below the monthly required minimum.
2 This one-time fee will apply once the new account is funded. Miscellaneous service Fees
To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.
IMPORTANT FUNDS AVAILABILITY INFORMATION
Please review Amerant’s Understanding Your Deposit brochure.
The IRS implemented different W-8 forms for individuals and entities. For more detailed information regarding the W-8BEN and W-8BEN-E, visit www.irs.gov.
Please complete the form(s) below:
Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.
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