Interest bearing account with limited access to your funds.
Tiered1
Includes e-Notifications
Interest bearing account with higher returns and access to your funds.
Tiered1
Includes e-Notifications
6 checks per statement cycle3
Complimentary starter kit provided at account opening
Money Market account with highest interest rate with access to your funds.
Variable Rate1
Includes e-Notifications
6 checks per statement cycle3
Complimentary starter kit provided at account opening
Guaranteed fixed rates with flexible terms from 30 days to 60 months.
Fixed Rate
Includes e-Notifications
Interest bearing savings account with favorable interest rates; quick and secure access to your money via your ATM Card.
Tiered1
Includes e-Notifications
Interest bearing account with competitive interest rates and a limited number of transactions.
Tiered1
Includes e-Notifications
Interest bearing account with premium interest rates and a limited number of transactions.
Tiered1
Includes e-Notifications
Guaranteed fixed rates with flexible terms from 30 days to 60 months.
Fixed Rate
Includes e-Notifications
Savings |
Money Market |
Relationship Money Market |
Certificates of Deposit |
|
| Interest bearing account with limited access to your funds. | Interest bearing account with higher returns and access to your funds. | Money Market account with highest interest rate with access to your funds. | Guaranteed fixed rates with flexible terms from 30 days to 60 months. | |
| Minimum Opening Balance | $50 | $100 | $100 | $10,000 |
| Earns Interest |
Tiered1
|
Tiered1
|
Variable Rate1
|
Fixed Rate
|
| Average Balance to Waive Service Fees | $300 per statement cycle | $5,000 per statement cycle | ||
| Monthly Service Fees2 | $5 | $25 | $150 | |
| Other Ways to Avoid Monthly Service Fees | Maintain $1 in a Checking, Interest Checking, or Money Market Account on the last business day of the statement cycle | Maintain a $25,000 combined monthly average balance in other deposit or loan accounts (excludes credit card balances) | Must have a Relationship Interest Checking Account with a positive balance of at least $1 | |
| Online Banking |
Includes e-Notifications
|
Includes e-Notifications
|
Includes e-Notifications
|
Includes e-Notifications
|
| Check Writing |
6 checks per statement cycle3
|
6 checks per statement cycle3
|
||
| Check Orders |
Complimentary starter kit provided at account opening
|
Complimentary starter kit provided at account opening
|
||
| Excess or Early Withdrawal/Transfer Fee | $12 per withdrawal or transfer in excess of 6 per statement cycle3 | $12 per withdrawal or transfer in excess of 6 per statement cycle3 | CDs are for a fixed amount for a fixed term2,4 | |
| Rates | See Rates | See Rates | See Rates | See Rates |
| APPLY NOW | APPLY NOW | |||
| Learn More | Learn More | Learn More | Learn More |
International Savings |
International Money Market |
International Premium Money Market |
Certificates of Deposit |
|
| Interest bearing savings account with favorable interest rates; quick and secure access to your money via your ATM Card. | Interest bearing account with competitive interest rates and a limited number of transactions. | Interest bearing account with premium interest rates and a limited number of transactions. | Guaranteed fixed rates with flexible terms from 30 days to 60 months. | |
| Minimum Opening Balance | $3,000 | $5,000 | $25,000 | $10,000 |
| Earns Interest |
Tiered1
|
Tiered1
|
Tiered1
|
Fixed Rate
|
| Minimum Daily Balance to Waive Maintenance Fees | $2,500 | $5,000 | $25,000 | |
| Monthly Service Fees2 | $10 monthly | $20 monthly | $20 monthly | |
| Minimum Daily Balance to Collect Interest | $2,500 | $5,000 | $25,000 | |
| Online Banking |
Includes e-Notifications
|
Includes e-Notifications
|
Includes e-Notifications
|
Includes e-Notifications
|
| Wire Transfer |
|
|
|
|
| Excess or Early Withdrawal/Transfer Fee | $12 per transaction3 in excess of monthly limit | $12 per transaction3 in excess of monthly limit | CDs are for a fixed amount for a fixed term 2,4 | |
| MAKE APPOINTMENT | MAKE APPOINTMENT | MAKE APPOINTMENT | ||
| Learn More | Learn More | Learn More | Learn More |
1 At our discretion, we may change the interest rate and the annual percentage yield on the account at any time. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). If you close your account before interest is credited, you will not receive the accrued interest. We use the daily balance method to calculate interest on the account. This method applies a daily periodic rate to the principal in the account each day.
2 For additional fees, please refer to our Miscellaneous Service Fees Schedule.
3 You may make no more than six preauthorized withdrawals, preauthorized transfers for overdraft protection, automatic or telephone transfers, checks, drafts, and debit card or other similar transactions from your account per statement cycle.
4 Early withdrawal penalties apply to CDs. Interest begins to accrue on the business day we receive credit for the deposit of noncash items. You may not make deposits into or withdrawals from your account until the maturity date. CDs can have single maturity or automatic renewal at the maturity date. If the automatic renewal feature is selected, you will have 10 calendar days after maturity to withdraw funds without penalty. For additional information and terms related to this account, please refer to the rate chart provided at account opening.
To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.
IF WE DO NOT HAVE YOUR FUNDS TRANSFER AGREEMENT IN OUR FILES, WE WILL NOT BE ABLE TO EXECUTE TRANSFERS.
We value our relationship and it is important for us to safeguard your privacy and ensure that your funds are protected against fraudulent activity at all times. For this reason, we are providing you a link to our Funds Transfer Agreement.
IF WE DO NOT HAVE YOUR FUNDS TRANSFER AGREEMENT IN OUR FILES, WE WILL NOT BE ABLE TO EXECUTE TRANSFERS.
We value our relationship and it is important for us to safeguard your privacy and ensure that your funds are protected against fraudulent activity at all times. For this reason, we are providing you a link to our Electronic Funds Transfers Disclosure, Funds Transfer Agreement and contract.
Customers who request wire transfers through an Account Officer, should download the new wire transfer “Wire Transfer Form” and Electronic Signature Agreement (E-sign Agreement) to authorize this type of transaction. The E-sign Agreement will only need to be signed the first time a wire transfer is initiated.
For fees related to this service, review our Miscellaneous Service Fees Schedule.
IMPORTANT FUNDS AVAILABILITY INFORMATION
Please review Amerant’s Understanding Your Deposit brochure.
Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.
1 At our discretion, we may change the interest rate and the annual percentage yield on the account at any time. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). If you close your account before the end of your statement cycle, you will not receive the accrued interest.
2 For additional fees, please refer to our Miscellaneous Service Fees Schedule.
3 You may make no more than six preauthorized withdrawals, preauthorized transfers for overdraft protection, automatic or telephone transfers, checks, drafts, and debit card or other similar transactions from your account per statement cycle.
4 Early withdrawal penalties apply to CDs. Interest begins to accrue on the business day we receive credit for the deposit of noncash items. You may not make deposits into or withdrawals from your account until the maturity date. CDs can have single maturity or automatic renewal at the maturity date. If the automatic renewal feature is selected, you will have 10 calendar days after maturity to withdraw funds without penalty. For additional information and terms related to this account, please refer to the rate chart provided at account opening.
To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.
IF WE DO NOT HAVE YOUR FUNDS TRANSFER AGREEMENT IN OUR FILES, WE WILL NOT BE ABLE TO EXECUTE TRANSFERS.
We value our relationship and it is important for us to safeguard your privacy and ensure that your funds are protected against fraudulent activity at all times. For this reason, we are providing you a link to our Electronic Funds Transfers Disclosure, Funds Transfer Agreement and contract.
Customers who request wire transfers through an Account Officer, should download the new wire transfer “Wire Transfer Form” and Electronic Signature Agreement (E-sign Agreement) to authorize this type of transaction. The E-sign Agreement will only need to be signed the first time a wire transfer is initiated.
For fees related to this service, review our Miscellaneous Service Fees Schedule.
IMPORTANT FUNDS AVAILABILITY INFORMATION
Please review Amerant’s Understanding Your Deposit brochure.
The IRS implemented different W-8 forms for individuals and entities. For more detailed information regarding the W-8BEN and W-8BEN-E, visit www.irs.gov.
Please complete the form(s) below:
Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.
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